[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/teit.cz\/s-cim-muzeme-pocitat\/#Article","mainEntityOfPage":"https:\/\/teit.cz\/s-cim-muzeme-pocitat\/","headline":"S \u010d\u00edm m\u016f\u017eeme po\u010d\u00edtat?","name":"S \u010d\u00edm m\u016f\u017eeme po\u010d\u00edtat?","description":"M\u016f\u017eeme my lid\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee si kdykoliv vyd\u011bl\u00e1me tolik pen\u011bz, abychom za n\u011b mohli z\u00edskat v\u0161e, co pot\u0159ebujeme? M\u00e1me jich v\u017edycky dost na uspokojen\u00ed v\u0161ech sv\u00fdch pot\u0159eb? Samoz\u0159ejm\u011b, \u017ee ne. Jak v\u0161ichni dob\u0159e v\u00edme, pen\u011bz je naopak sp\u00ed\u0161e m\u00e1lo. A m\u016f\u017eeme my lid\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee se v p\u0159\u00edpad\u011b na\u0161\u00ed finan\u010dn\u00ed t\u00edsn\u011b … ","datePublished":"2026-03-03","dateModified":"2026-03-03","author":{"@type":"Person","@id":"https:\/\/teit.cz\/author\/#Person","name":"","url":"https:\/\/teit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"teit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/teit.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_7.jpg","url":"https:\/\/teit.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_7.jpg","height":0,"width":0},"url":"https:\/\/teit.cz\/s-cim-muzeme-pocitat\/","wordCount":437,"articleBody":"       M\u016f\u017eeme my lid\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee si kdykoliv vyd\u011bl\u00e1me tolik pen\u011bz, abychom za n\u011b mohli z\u00edskat v\u0161e, co pot\u0159ebujeme? M\u00e1me jich v\u017edycky dost na uspokojen\u00ed v\u0161ech sv\u00fdch pot\u0159eb? Samoz\u0159ejm\u011b, \u017ee ne. Jak v\u0161ichni dob\u0159e v\u00edme, pen\u011bz je naopak sp\u00ed\u0161e m\u00e1lo. A m\u016f\u017eeme my lid\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee se v p\u0159\u00edpad\u011b na\u0161\u00ed finan\u010dn\u00ed t\u00edsn\u011b aspo\u0148 najde n\u011bkdo, kdo n\u00e1m vypom\u016f\u017ee, a to t\u0159eba aspo\u0148 p\u016fj\u010dkou? To je sice individu\u00e1ln\u00ed, ale sp\u00ed\u0161e bych se na to rad\u011bji tak\u00e9 nespol\u00e9hal. N\u011bkdo m\u00e1 kolem sebe n\u011bkoho, kdo mu pom\u016f\u017ee, kdekdo ale tak\u00e9 ne. Tak\u017ee je jasn\u00e9, \u017ee bychom se m\u011bli sna\u017eit vyd\u011bl\u00e1vat si pen\u011bz co nejv\u00edc, a tak\u00e9 bychom s nimi m\u011bli nanejv\u00fd\u0161 hospod\u00e1rn\u011b zach\u00e1zet. Abychom je pokud mo\u017eno v\u017edycky m\u011bli a nemuseli doufat v ciz\u00ed pomoc, kter\u00e1 je v\u017edycky nejist\u00e1.A co si po\u010d\u00edt, kdy\u017e se navzdory na\u0161\u00ed touze m\u00edt dost pen\u011bz dostaneme do situace, kdy jich nem\u00e1me tolik, kolik bychom jich m\u011bli m\u00edt? A kdy\u017e nem\u00e1me nikoho, kdo by n\u00e1m dal jenom tak dal\u0161\u00ed? Samoz\u0159ejm\u011b mus\u00edme v takov\u00e9m p\u0159\u00edpad\u011b doufat, \u017ee dostaneme aspo\u0148 n\u011bjakou p\u016fj\u010dku. A to pokud mo\u017eno co nejv\u00fdhodn\u011bj\u0161\u00ed p\u016fj\u010dku. Ale ani to n\u00e1m nakonec n\u011bkdy nemus\u00ed vyj\u00edt. Uch\u00e1zet se sice m\u016f\u017eeme o celou \u0159adu nejr\u016fzn\u011bj\u0161\u00edch nab\u00eddek p\u016fj\u010dek, ale m\u016f\u017ee lehce doj\u00edt i k tomu, \u017ee na\u0161e \u017e\u00e1dosti budou zam\u00edt\u00e1ny. Nap\u0159\u00edklad kv\u016fli nedostate\u010dn\u011b velk\u00fdm p\u0159\u00edjm\u016fm nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f.A nakonec to bude vypadat, jako by n\u00e1m u\u017e nebylo pomoci. Ale hlavn\u00ed je nerezignovat. Kdy\u017e vytrv\u00e1me nebo si rovnou vybereme tu pravou nab\u00eddku, usp\u011bjeme a aspo\u0148 n\u011bkde n\u00e1m po\u017eadovan\u00e9 pen\u00edze p\u016fj\u010d\u00ed. Nap\u0159\u00edklad u nebankovn\u00ed spole\u010dnosti v podob\u011b nebankovn\u00ed hypot\u00e9ky. I kdyby n\u00e1s odm\u00edtli ve v\u0161ech bank\u00e1ch, s nebankovn\u00ed hypot\u00e9kou m\u00e1me v\u017edy sv\u00e9 jist\u00e9. Proto\u017ee se n\u00e1m d\u00edky z\u00e1ruce v podob\u011b z\u00e1stavy nemovitosti nezdr\u00e1h\u00e1 nebankovn\u00ed spole\u010dnost p\u016fj\u010dit. A hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f FAHD je t\u00edm p\u00e1dem pomocn\u00edkem, kter\u00fd nikoho nezklame.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S \u010d\u00edm m\u016f\u017eeme po\u010d\u00edtat?","item":"https:\/\/teit.cz\/s-cim-muzeme-pocitat\/#breadcrumbitem"}]}]