[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/teit.cz\/s-penezi-byvaji-problemy\/#Article","mainEntityOfPage":"https:\/\/teit.cz\/s-penezi-byvaji-problemy\/","headline":"S pen\u011bzi b\u00fdvaj\u00ed probl\u00e9my","name":"S pen\u011bzi b\u00fdvaj\u00ed probl\u00e9my","description":"Podniky by m\u011bly vyn\u00e1\u0161et dost na to, aby se udr\u017eely v provozu a zbylo i na jejich majitele, kte\u0159\u00ed z jejich p\u0159\u00edjm\u016f tak\u00e9 \u017eij\u00ed. Jejich p\u0159\u00edjmy by tedy m\u011bly b\u00fdt za ka\u017edou cenu dosta\u010duj\u00edc\u00ed, proto\u017ee jinak by se to podnikatel\u016fm nevypl\u00e1celo, pr\u00e1ce by v\u00e1zla, a to by byl konec. Navzdory tomu je ale n\u011bkdy situace … ","datePublished":"2026-03-07","dateModified":"2026-03-07","author":{"@type":"Person","@id":"https:\/\/teit.cz\/author\/#Person","name":"","url":"https:\/\/teit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"teit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/teit.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppp_10_10_6.jpg","url":"https:\/\/teit.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppp_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/teit.cz\/s-penezi-byvaji-problemy\/","wordCount":405,"articleBody":"      Podniky by m\u011bly vyn\u00e1\u0161et dost na to, aby se udr\u017eely v provozu a zbylo i na jejich majitele, kte\u0159\u00ed z jejich p\u0159\u00edjm\u016f tak\u00e9 \u017eij\u00ed. Jejich p\u0159\u00edjmy by tedy m\u011bly b\u00fdt za ka\u017edou cenu dosta\u010duj\u00edc\u00ed, proto\u017ee jinak by se to podnikatel\u016fm nevypl\u00e1celo, pr\u00e1ce by v\u00e1zla, a to by byl konec. Navzdory tomu je ale n\u011bkdy situace docela jin\u00e1. Podnikatel\u00e9 pochopiteln\u011b cht\u011bj\u00ed dostate\u010dn\u00e9 p\u0159\u00edjmy m\u00edt a usiluj\u00ed o n\u011b, jen\u017ee jim nen\u00ed p\u0159\u00e1no dos\u00e1hnout vytou\u017een\u00e9ho c\u00edle. P\u0159\u00edjmy z podnik\u00e1n\u00ed pak nejsou tak velk\u00e9, jak by m\u011bly b\u00fdt, p\u0159\u00edpadn\u011b se dokonce za\u010dne prod\u011bl\u00e1vat. A kdyby se s t\u00edm rychle n\u011bco neud\u011blalo, dopadlo by to \u0161patn\u011b.Podnikatel\u00e9 tak usiluj\u00ed o \u017e\u00e1douc\u00ed zm\u011bny. A \u010dasto v\u011bd\u00ed, jak na to, jak sv\u00e9 podniky zachr\u00e1nit. Ale pot\u0159ebovali by k tomu n\u011bjak\u00e9 pen\u00edze, kter\u00e9 u\u017e nemaj\u00ed. A vzhledem k podnikatelsk\u00fdm probl\u00e9m\u016fm s nimi ani nemohou moc po\u010d\u00edtat. Snad a\u017e n\u011bkdy v budoucnu, na co\u017e ale nemohou \u010dekat. A co tedy d\u00e1l? Te\u010f p\u0159ich\u00e1zej\u00ed ke slovu p\u016fj\u010dky. Podnikatel\u00e9 si je berou, aby s nimi situaci zvl\u00e1dli, ale samoz\u0159ejm\u011b to nez\u00e1le\u017e\u00ed jenom na nich. Mus\u00ed se tak\u00e9 naj\u00edt n\u011bkdo, kdo jim p\u016fj\u010d\u00ed. A to dost v\u00fdhodn\u011b. A \u010dasto se zd\u00e1, \u017ee jsou dostupn\u00e9 jenom lichv\u00e1\u0159sk\u00e9 p\u016fj\u010dky, kter\u00e9 si nikdo soudn\u00fd nebere. A tak to s n\u011bkter\u00fdmi firmami vypad\u00e1 dost bled\u011b.Ale v\u0161e se v dobr\u00e9 obr\u00e1t\u00ed, kdy\u017e takov\u00ed podnikatel\u00e9 zjist\u00ed, \u017ee existuj\u00ed i nebankovn\u00ed hypot\u00e9ky. Ty jsou toti\u017e dosa\u017eiteln\u00e9 i pro podnikatele se skute\u010dn\u011b velk\u00fdmi probl\u00e9my, i pro ty, jim\u017e banky v jejich situaci rozhodn\u011b nep\u016fj\u010d\u00ed. Jakmile se toti\u017e nab\u00eddne jako z\u00e1ruka spl\u00e1cen\u00ed nemovitost, lze takovou nebankovn\u00ed hypot\u00e9ku dostat, a to v\u00fdhodn\u011b a klidn\u011b i v hodn\u011b velk\u00e9m objemu. Tak\u017ee podnikatel ru\u010d\u00ed nemovitost\u00ed a jeho \u017e\u00e1dost o nebankovn\u00ed hypot\u00e9ku je schv\u00e1lena skoro hned. A i pen\u00edze z takov\u00e9 nebankovn\u00ed americk\u00e9 hypot\u00e9ky jsou z\u00e1hy k dispozici. A spl\u00e1cen\u00ed se nastav\u00ed tak, aby pro takov\u00e9ho dlu\u017en\u00edka nebylo probl\u00e9mem. A z\u00e1chrana podnik\u00e1n\u00ed m\u016f\u017ee za\u010d\u00edt.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S pen\u011bzi b\u00fdvaj\u00ed probl\u00e9my","item":"https:\/\/teit.cz\/s-penezi-byvaji-problemy\/#breadcrumbitem"}]}]